Planning and Insurance New York City MBA, Western Illinois University
Julia Barinova - Consultant, Insurance broker
Services
- Protection Planning: Safeguard your future with our comprehensive protection planning. I will evaluate your unique circumstances to recommend the best strategies to secure your financial well-being.
- Life Insurance: Life is unpredictable. The life insurance solutions I can help you find will provide the necessary financial security for you or your loved ones, ensuring the necessary care.
- Disability Insurance: Your ability to earn is your biggest asset. We provide disability insurance plans that protect your income, giving you stability in case of unexpected health challenges.
- Long-Term Care (LTC) Insurance: Prepare for the future with LTC insurance. This coverage supports you in the cases where long-term care health issues, covering care that regular health insurance or Medicare may not.
- Living Benefits: Life insurance with living benefits gives you early access to your insurance benefit in case of a serious critical illnesses (including cancer, heart attack, stroke), chronic, terminal illness, through accelerated benefits Riders.
- Tax Minimization Strategies: Navigate the complex world of taxes efficiently. My group will help you find the tax minimization strategies that are designed to reduce your tax burden while ensuring compliance and maximizing your benefits.
- Employee Benefits: Enhance your business's appeal to top talent with our comprehensive employee benefits packages. We can help you design a benefits program that supports your team's well-being and your business goals.
- Services for Business Owners: I offer specialized services for business owners, encompassing risk management, succession planning, and insurance solutions tailored to your business's unique needs.
- Referrals to Other Specialists: I will gladly refer you to high quality professionals in the areas of Estate Planning and Elderly Law, Family Law (in some states), CPAs and Enrolled Agents, Health and Liability Insurance Brokers, and others.